Pillar 05 · CFOs · Tech-adjacent SMEs · R&D-active firms

Planned

TaxAI

R&D tax credit drafting, HMRC and KAS rubric aware. Same engine as GrantAI, different rubric — ingests your R&D spend, classifies qualifying activities, drafts the technical narrative, computes the relief, files the claim.

Pillar 05Planned Q3–Q4 2026UK RDEC/SME + Polish B+RShares engine with GrantAI

What it does

Capability surface

— 01

R&D spend ingestion

Pulls from accounting systems (Xero, QuickBooks, Polish standard systems) — payroll, contractor fees, direct expenditure. Produces the underlying spend dataset the claim will draw from.

— 02

Qualifying-activity classification

Maps individual projects and cost items to HMRC / KAS qualifying criteria. Flags borderline activities for human review with explicit reasoning. No vague claims — the reasoning is auditable.

— 03

Technical narrative drafting

Drafts the technical description per HMRC 'BEIS Guidelines for Qualifying R&D' or KAS equivalents. Argues the scientific or technological uncertainty, the advance sought, and the systematic investigation undertaken.

— 04

Relief computation

Computes the relief value at current HMRC rates (UK SME, RDEC, Merged Scheme as applicable) or Polish B+R multipliers. Presents sensitivity analysis on claim value.

— 05

HMRC scrutiny-aware drafting

UK R&D claims are under HMRC scrutiny since 2024. TaxAI drafts with the inspectable, verified reasoning HMRC is now demanding. Not aggressive claim inflation — defensible claim drafting.

— 06

Filing and correspondence

Produces the final claim package in HMRC / KAS expected format. Tracks enquiry correspondence with the firm's own records of the claim reasoning.

Who it’s for

Buyer profile

R&D-active SMEs currently using tax consultancies

UK and Polish SMEs paying 15–30% success fees to R&D tax consultancies.

The displacement target. Firms spending real money on genuine R&D, currently outsourcing the claim preparation to consultancies that take a large share of the relief. TaxAI produces the same claim at a fraction of the cost, with your reasoning defensible and your claim history owned by you.

Accounting firms servicing R&D clients

Accountants with R&D-active clients who currently refer out to tax consultancies.

Bring the R&D claim work back in-house. Add a product line without building R&D tax expertise from scratch — licence the engine, apply your accountancy judgment to the final review.

How it’s built

Agent pipeline

Not a single prompt or a chatbot. A composed pipeline of specialised agents, each with a defined role, a documented toolset, and a declared failure mode.

agent/ingest-rd-spend

Pulls payroll, contractor, and direct-expenditure data from the firm's accounting system. Maps to claim categories.

agent/classify-qualifying

Classifies each project and cost item against HMRC/KAS qualifying rules. Flags borderline items for human reasoning.

agent/draft-technical-narrative

Drafts the technical narrative per the funder's guidelines (BEIS for HMRC, KAS for Polish B+R).

agent/compute-relief

Applies current rate structures. Produces the claim value with sensitivity analysis.

agent/qa-defensibility

HMRC-scrutiny gate. Audits the claim for defensibility against current UK R&D scrutiny standards. Flags vague claims or unsupported activity descriptions.

Status

Planned Q3–Q4 2026

Status

Planned Q3–Q4 2026. Architecture is inherited from GrantAI — the POC work carries across.

Starting markets

UK (RDEC, SME scheme, Merged Scheme). Poland (B+R ulga) shortly after.

Compliance

HMRC guidelines aware. KAS-aware for Polish market. Full reasoning trail for enquiry defence.

Code reuse

Significant architectural reuse from GrantAI. Same ingestion, rubric-parsing, drafting, and QA layers — different rubric and different funder.

Commercial model

Per-firm licence. Tiered by claim value brackets.

Register interest

enterprise@blackflake.com — be on the Q3 pilot list.

How we engage

Built for your firm. Developed with you.

Every deployment is a bespoke engagement. We don't sell seats or generic SaaS. We build agents against your workflows, your matter taxonomy, your regulatory context — then we operate the system with you under a monthly retainer. Your data, configurations, and outputs are yours and portable. The Blackflake engine is developed by us and runs under your retainer.

— 01

Discovery

Scoped call to map your workflow, constraints, and success metrics. No charge. You leave with an architecture note and engagement estimate.

— 02

Pilot build

Fixed-price deployment on one narrow workflow. Real output on real work in weeks. Go / no-go before the full build.

— 03

Full build

Agent suite, workflows, sources of truth, QA gates, operator surface. Deployed in your tenant. Auditable.

— 04

Retainer

Monthly retainer: new regulations ingested, agents tuned on live work, new workflows added. We develop the engine; your data, configurations, and outputs stay yours — always portable.

See the full engagement model →

Engage

Describe your use case. We’ll respond within three business days.

enterprise@blackflake.com